Financial Definitions: Rule of 72

A rule stating that in order to find the number of years required to double your money at a given interest rate, you divide the compound return into 72. The result is the approximate number of years that it will take for your investment to double.
For example, if you want to know how long it will take to double your money at 12% interest, divide 12 into 72 and you get six years.

www.switch2life.com

Toll Free Numbers in India

Airlines
Indian Airlines - 1800 180 1407
Jet Airways - 1800 22 5522
SpiceJet - 1800 180 3333
Air India -- 1800 22 7722
KingFisher - 1800 180 0101

Banks
ABN AMRO - 1800 11 2224
Canara Bank - 1800 44 6000
Citibank - 1800 44 2265
Corporatin Bank - 1800 443 555
Development Credit Bank - 1800 22 5769
HDFC Bank - 1800 227 227
ICICI Bank - 1800 333 499
ICICI Bank NRI - 1800 22 4848
IDBI Bank - 1800 11 6999
Indian Bank - 1800 425 1400
ING Vysya - 1800 44 9900
Kotak Mahindra Bank - 1800 22 6022
Lord Krishna Bank - 1800 11 2300
Punjab National Bank - 1800 122 222
State Bank of India - 1800 44 1955
Syndicate Bank - 1800 44 6655  
 
 Automobiles
Mahindra Scorpio - 1800 22 6006
Maruti - 1800 111 515
Tata Motors - 1800 22 5552
Windshield Experts - 1800 11 3636


Computers/IT
Adrenalin - 1800 444 445
AMD - 1800 425 6664
Apple Computers - 1800 444 683
Canon - 1800 333 366
Cisco Systems - 1800 221 777
Compaq - HP - 1800 444 999
Data One Broadband - 1800 424 1800
Dell - 1800 444 026
Epson - 1800 44 0011
eSys - 3970 0011
Genesis Tally Academy - 1800 444 888
HCL - 1800 180 8080
IBM - 1800 443 333
Lexmark - 1800 22 4477
Marshal's Point - 1800 33 4488
Microsoft - 1800 111 100
Microsoft Virus Update - 1901 333 334
Seagate - 1800 180 1104
Symantec - 1800 44 5533
TVS Electronics - 1800 444 566
WeP Peripherals - 1800 44 6446
Wipro - 1800 333 312
xerox - 1800 180 1225
Zenith - 1800 222 004  
 
 
Indian Railway General Enquiry       131
Indian Railway Central Enquiry     131
Indian Railway Reservation     131
Indian Railway Railway Reservation Enquiry     1345,1335,1330
Indian Railway Centralised Railway Enquiry     1330/1/2/3/4/5/6/7/8/9
 

Couriers/Packers & Movers ABT Courier - 1800 44 8585 AFL Wizz - 1800 22 9696 Agarwal Packers & Movers - 1800 11 4321 Associated Packers P Ltd - 1800 21 4560 DHL - 1800 111 345 FedEx - 1800 22 6161 Goel Packers & Movers - 1800 11 3456 UPS - 1800 22 7171   Home Appliances Aiwa/Sony - 1800 11 1188 Anchor Switches - 1800 22 7979 Blue Star - 1800 22 2200 Bose Audio - 1800 11 2673 Bru Coffee Vending Machines - 1800 44 7171 Daikin Air Conditioners - 1800 444 222 DishTV - 1800 12 3474 Faber Chimneys - 1800 21 4595 Godrej - 1800 22 5511 Grundfos Pumps - 1800 33 4555 LG - 1901 180 9999 Philips - 1800 22 4422 Samsung - 1800 113 444 Sanyo - 1800 11 0101 Voltas - 1800 33 4546 WorldSpace Satellite Radio - 1800 44 5432   Investments/ Finance CAMS - 1800 44 2267 Chola Mutual Fund - 1800 22 2300 Easy IPO's - 3030 5757 Fidelity Investments - 1800 180 8000 Franklin Templeton Fund - 1800 425 4255 J M Morgan Stanley - 1800 22 0004 Kotak Mutual Fund - 1800 222 626 LIC Housing Finance - 1800 44 0005 SBI Mutual Fund - 1800 22 3040 Sharekhan - 1800 22 7500 Tata Mutual Fund - 1800 22 0101   Travel Club Mahindra Holidays - 1800 33 4539 Cox & Kings - 1800 22 1235 God TV Tours - 1800 442 777 Kerala Tourism - 1800 444 747 Kumarakom Lake Resort - 1800 44 5030 Raj Travels & Tours - 1800 22 9900 Sita Tours - 1800 111 911 SOTC Tours - 1800 22 3344

Healthcare Best on Health - 1800 11 8899 Dr Batras - 1800 11 6767 GlaxoSmithKline - 1800 22 8797 Johnson & Johnson - 1800 22 8111 Kaya Skin Clinic - 1800 22 5292 LifeCell - 1800 44 5323 Manmar Technologies - 1800 33 4420 Pfizer - 1800 442 442 Roche Accu-Chek - 1800 11 45 46 Rudraksha - 1800 21 4708 Varilux Lenses - 1800 44 8383 VLCC - 1800 33 1262     Insurance AMP Sanmar - 1800 44 2200 Aviva - 1800 33 2244 Bajaj Allianz - 1800 22 5858 Chola MS General Insurance - 1800 44 5544 HDFC Standard Life - 1800 227 227 LIC - 1800 33 4433 Max New York Life - 1800 33 5577 Royal Sundaram - 1800 33 8899 SBI Life Insurance - 1800 22 9090   Hotel Reservations GRT Grand - 1800 44 5500 InterContinental Hotels Group - 1800 111 000 Marriott - 1800 22 0044 Sarovar Park Plaza - 1800 111 222 Taj Holidays - 1800 111 825   Teleshoppin Asian Sky Shop - 1800 22 1800 Jaipan Teleshoppe - 1800 11 5225 Tele Brands - 1800 11 8000 VMI Teleshopping - 1800 447 777 WWS Teleshopping - 1800 220 777   Others Domino's Pizza - 1800 111 123   Cell Phones BenQ - 1800 22 08 08 Bird CellPhones - 1800 11 7700 Motorola MotoAssist - 1800 11 1211 Nokia - 3030 3838 Sony Ericsson - 3901 1111

www.switch2life.com

Dental Plaque

Plaque is a sticky white colored layer which forms on the tooth surface. This layer is rich in bacteria which gets stick on teeth and slowly starts eroding the upper layer of teeth which is also called as Enamel. When we eat any sweets or drink any soft drinks with sugar, the bacteria release acids that attack our tooth enamel. Plaque formation starts after every food intake. Continuous attack of bacteria makes the tooth surface look yellow and slowly it turns to black which is an initiation of caries. Some caries are superficial which does not progress if proper brushing is done. Plaque formation leads to bad breath.

Apart from brushing we can try Regular flossing, Mouthwash rinses to avoid the ill effects.

www.TheAmitabh.com

Famous Inventions: BLACKBOARD

James Pillans invented blackboard in 1800s. He worked as the headmaster of the Old High School of Edinburgh, Scotland. This slate had wooden frames to protect them from breaking. The earliest blackboards were simply small pieces of slate. In place of chalk, students would use another piece of slate to write on the board. Written remarks would be erased with the use of a rag in order for the student to work on the next lesson. James Pillans took slates and hung them on the wall to teach them Geography and this brought him an idea of the blackboard. Mr. George Baron, a Maths teacher carried this idea to the United States in 1801. He gave maths presentations on the blackboard in the West Point Military Academy, a place where he taught. The idea got popular among the teachers as it saved time, enhanced understanding and helped cater a larger group at the same time.

Soon the blackboard production started in Maine, Maryland, Virginia, Vermont and New York and was supplied all over America. The blackboard became a common teaching aid for all the schools. And since then blackboards are part and parcel of all the classrooms all over the world. This invention brought revolution in the field of education.

www.TheAmitabh.com

Dentures

Dentures are the artificial prosthesis which is the substitute of missing teeth.  Dentures take support of surrounding soft tissues and teeth to stabilize in oral cavity.
There are two types of dentures:

1.      Partial dentures: When some teeth are present and few are missing then Partial denture is fabricated. Partial dentures are of two types:

·        Removable partial denture(RPD):

Advantages of Removable partial denture are, it can be easily removed by patient and can easily be cleaned. It is less expensive. Removable partial dentures are fully tooth supported and help in normal chewing.

Disadvantages of Removable partial denture are, as removable partial denture is fully tooth supported, sometimes cause injury to tooth supported gums. If patient does not maintain proper oral hygiene, RPD can be harmful for other remaining natural teeth. Due to removing RPD again and again it sometimes becomes loose.

·        Fixed Partial Denture(FPD):

Advantages of fixed partial denture are, these dentures are attached to natural teeth, roots or implants and cannot be removed by patient. FPD has high retention as compared to removable partial denture. Patient feels FPD like his natural teeth; hence less compliance factor.

Disadvantages of FPD are, it is expensive procedure. More time consuming and regular checkups are advisable. If patient’s supportive teeth are not strong enough to bear forces offered by FPD, then it has poor prognosis. If RCT of supportive teeth fails and patient come back with pain in supporting tooth then whole FPD has to be removed and placed again. If FPD is not fixed properly or some space is left while fitting then food lodgment continues and results in bad smell from mouth.

2.      Complete dentures: When all the teeth are missing then complete denture is fabricated. They vary in shape according to the shape of oral cavity. Normally 28 teeth are present in Complete Denture, but sometimes we have to miss second premolar in case of small jaw size.

www.switch2life.com

Type 2 Plastic

The acronym HDPE (high density polyethylene) is often used to refer to type 2 plastic. HDPE plastic is often used to make bottles for beverages with short shelf life, such as milk and juice. Because HDPE has good chemical resistance, it is also often used for containing household and industrial chemicals such as detergents and bleach. HDPE is also used to manufacture grocery and retain bags. HDPE plastic can be recycled into bottles for holding household chemicals such as detergent, shampoo, conditioner and even motor oil. Recycled HDPE plastic can also be made into pipes, buckets and bins, pens, flower pots, film and sheets, benches.

www.TheAmitabh.com