Insurance

Life is full of twists and turns. There can not be anything certain in life. You can try and plan your life but unexpected things happen and then you find yourself in trouble. So the Insurance policies are a safeguard against the uncertainties of life. Insurance is system by which the losses suffered by a few are spread over many, exposed to similar risks. Insurance is a protection against financial loss arising on the happening of an unexpected event.
Insurance is actually a contract between the insurance company, and the person seeking the insurance cover. Within this contract, the insurer agrees to pay the insurer for financial losses arising out of any unforeseen events or risk in return for a regular payment of premium. Thus, these insurance plans are also called as a Risk Cover Plans, which means to financially compensate for losses that occur uncertainly through accident, illness, theft, natural disaster.
Insurance is also a very good option for investment. Remember that first and foremost, insurance is about risk cover and protection. By buying life insurance, you are actually buying peace of mind. But at the same time Insurance also serves as an excellent tax saving mechanism. The Government of India has offered tax incentives to life insurance products in order to facilitate the flow of funds into productive assets. Insurance policies cover the risk of life as well as other assets and valuables, such as, home, automobiles, jewelry et al. On the basis of the risk they cover, insurance policies can be classified into two categories: Life Insurance and General Insurance. As the term suggests, Life Insurance covers the risk involved in a person's life, while General Insurance provides financial protection against unforeseen events, like accident, flood, earthquake, disease, etc.

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Ayurveda

Ayurveda is a system of traditional medicine native to India and a form of alternative medicine. The earliest literature on Indian medical practice appeared during the Vedic period in India. The Susruta Sanhita and the Charaka Sanhita were influential works on traditional medicine during this era. Over the following centuries, ayurvedic practitioners developed a number of medicinal preparations and surgical procedures for the treatment of various ailments. Western medicine has ayurveda classified as a system of complementary and alternative medicine (CAM) that is used to complement, rather than replace, the treatment regimen and relationship that exists between a patient and their existing physician.

Ayurveda is grounded in the physics of the "five elements" i.e. Prithvi (earth), Jala (water), Agni (fire), Vaayu (air) and Akasha (ether). All of which compose the Universe, including the human body. Chyle or plasma (called rasa dhatu), blood (rakta dhatu), flesh (mamsa dhatu), fat (medha dhatu), bone (asthi dhatu), marrow (majja dhatu), and semen or female reproductive tissue (shukra dhatu) are held to be the seven primary constituent elements i.e saptadhatu of the body. Ayurveda deals elaborately with measures of healthful living during the entire span of life and its various phases. Ayurveda stresses a balance of three elemental energies which are vata (air & space – "wind"), pittha (fire & water – "bile") and kapha (water & earth – "phlegm"). According to Ayurveda, these three regulatory principles - Doshas are important for health, because when they are in a more balanced state, the body will function to its fullest, and when imbalanced, the body will be affected negatively in certain ways. Ayurveda holds that each human possesses a unique combination of doshas. In ayurveda, the human body perceives attributes of experiences as 20 Guna meaning qualities. Surgery and surgical instruments are employed. It is believed that building a healthy metabolic system, attaining good digestion and proper excretion leads to vitality. Ayurveda also focuses on exercise, yoga, meditation, and massage. Thus, body, mind, and spirit/consciousness need to be addressed both individually and in unison for health to ensue.

Eight disciplines of ayurveda treatment, called ashtangas are given below:

1.      Internal medicine (Kaaya-chikitsa)

2.      Paediatrics (Kaumarabhrtyam)

3.      Surgery (Shalya-chikitsa)

4.      Eye and ENT (Shalakya tantra)

5.      Demonic possession (Bhuta vidya): Bhuta vidya has been called psychiatry.

6.      Toxicology (Agadatantram)

7.      Prevention diseases and improving immunity and rejuvenation (rasayana)

8.      Aphrodisiacs and improving health of progeny (Vajikaranam)

In Hindu mythology, the origin of Ayurvedic medicine is attributed to the physician of the gods, Dhanvantari.

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Iguazu Falls ..... 1

Iguazu Falls, are waterfalls of the Iguazu River located on the border of the Brazilian State of Paraná and the Argentine Province of Misiones. The falls divide the river into the upper and lower Iguazu. The Iguazu River originates near the city of Curitiba. It flows through Brazil for most of its course. Below its confluence with the San Antonio River, the Iguazu River forms the boundary between Brazil and Argentina.

The name "Iguazu" comes from the Guarani or Tupi words, meaning "big water". Legend has it that a god planned to marry a beautiful woman named Naipi, who fled with her mortal lover Taroba in a canoe. In rage the god sliced the river, creating the waterfalls and condemning the lovers to an eternal fall. The first European to find the falls was the Spanish Conquistador Alvar Nunez Cabeza de Vaca in 1541, after whom one of the falls on the Argentine side is named.

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Quotes from Book "Bahinabainchi Gani"

Quotes from Book “Bahinabainchi Gani”

·       “maaJaI maaya sarsaaotaI, maalao iSak vatao baaolaI

laaok  baihnaacyaa manaI, iktaI gaupaItaM paorlaI |

maaJyaasaazI paaMDUrMgaa, tauJaM gaItaa Baagavata

paavasaata saamaavataM, maaTImaQaM {gavataM |

Aro dovaacaM dSa-na, JaalaM JaalaM Aapasauk

ihirdata saUya-baapaa, dayao Ar]paaca r]pa |

tauJyaa paayaacaI caahUla, laagao paanaapaanaaMmaQaI

dovaa tauJaM yaonaMjaanaM, vaara saaMgao kanaamaQaI |

fulaamaQaI samaavalaa, QartaIcaa parmaya

maaJyaa naakalaa [caara, naqanaIlaa tyaacaM kaya?

iktaI rMgavaSaI rMga, rMga Barlao Daoyaata

maaJyaasaazI iSarIrMga, rMga Kaoyao AaBaayaata

QataI- maQalyaa rsaanaM, jaIBa maaJaI savaadtao

tavha taaoMDatalaI cava, ipaMDamaQaI zava Gaotao.”

Author: Bahinabai Chaudhari

Book: Bahinabainchi Gani (1952)

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Funny Bone

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Vintage Cars ............ 4

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Funny Animals

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Facebook Facts

Facebook was originally named TheFaceBook and it was developed by Harvard student Mark Zuckerberg. The first use of the FaceBook was on the Harvard campus and it was limited only to Harvard students. Soon the FaceBook spread like wild fire around the other major U.S. Universities. Mark Zuckerberg dropped the Harvard and pursued his facebook dream to become one of the 4th most-trafficked websites in the world with more than 90 million active users. The FaceBook website is built on PHP-MySQL technology and it is probably the most popular PHP website ever built. Interesting fact is that the facebook.com domain was purchased for $200,000 and FaceBook has more than 24 million photos uploaded daily.

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Regional Mutual Fund

Regional mutual fund is a mutual fund that confines itself to investments in securities from a specified geographical area, such as Europe or Asia. A regional mutual fund will generally look to own a diversified portfolio of companies based in and operating out of its specified geographical area. The objective is to take advantage of regional growth potential before the national investment community does. They may be some regional funds whose objective is to invest in a specific segment of the region's economy, such as banking, energy etc.

For the investor, the primary benefit of a regional fund is that he/she increases his/her diversification by being exposed to a specific foreign geographical area. For the average investor, these funds are beneficial as most investors don't have enough capital to adequately diversify themselves across many investments in the region. Regional funds select securities that pass geographical criteria. Regional funds differ from the international mutual funds in the sense that international mutual funds have a diversified portfolio with investment spanning all across the world, where as regional funds invest in companies in one specific region or nation. Regional funds carry more risk as compared to international mutual funds because their investments are less diversified geographically.

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